Finance hub
Free Financial Calculators for India
Plan your EMI, investments, taxes, and savings with 43 India-specific calculators. All calculations run instantly in your browser — no sign-up, no data shared.
EMI Calculator
Calculate monthly EMI, total interest, and total payment for any loan — home, car, or personal.
Loan & EMISIP Calculator
Calculate returns on your monthly SIP investment with compounding over your chosen tenure.
InvestmentsFD Calculator
Calculate maturity amount and interest earned on a Fixed Deposit with quarterly compounding.
Savings & DepositsPPF Calculator
Calculate PPF maturity amount with year-wise interest at the current 7.1% rate.
Savings & DepositsEPF Calculator
Calculate your Employee Provident Fund corpus based on salary, contributions, and tenure.
Savings & DepositsGratuity Calculator
Calculate gratuity payout based on your last drawn salary and years of service.
Salary & TaxIncome Tax Calculator
Compare income tax under the new and old regime for FY 2025-26 (AY 2026-27).
Salary & TaxCompound Interest Calculator
Calculate compound interest with monthly, quarterly, half-yearly, or annual compounding.
Savings & DepositsSimple Interest Calculator
Quickly calculate simple interest and total amount for any principal, rate, and time.
Savings & DepositsCTC to In-Hand Salary Calculator
Break down CTC into gross salary, PF, professional tax, and monthly in-hand take-home.
Salary & TaxNPS Calculator
Calculate NPS corpus, lump sum, and estimated monthly pension at retirement.
Retirement & InsuranceLump Sum Calculator
Calculate the future value of a one-time lump sum investment at an expected annual return.
InvestmentsRD Calculator
Calculate Recurring Deposit maturity amount with quarterly compounding.
Savings & DepositsHRA Exemption Calculator
Calculate the HRA exemption claimable under Section 10(13A) of the Income Tax Act.
Salary & TaxInflation Calculator
Find the future cost of goods or the real purchasing power of your money over time.
InvestmentsRetirement Calculator
Find the corpus you need at retirement and the SIP required to get there.
Retirement & InsuranceCapital Gains Tax Calculator
Calculate LTCG and STCG tax on equity, mutual funds, gold, and property.
InvestmentsStep-Up SIP Calculator
Calculate returns on a SIP that increases by a fixed percentage each year.
InvestmentsSukanya Samriddhi Yojana Calculator
Calculate the maturity amount for a Sukanya Samriddhi Yojana account at 8.2%.
Savings & DepositsHome Loan Eligibility Calculator
Find the maximum home loan amount you can get based on your salary and existing EMIs.
Loan & EMILoan Prepayment Calculator
See how much interest you save and how many months you cut by prepaying your loan.
Loan & EMICredit Card Payoff Calculator
Find out how many months to pay off your credit card and total interest at 36–48% APR.
Loan & EMICar / Bike Loan Calculator
Calculate EMI on a vehicle loan from on-road price and down payment.
Loan & EMISalary Hike Calculator
Calculate your new in-hand salary and actual take-home increase after an appraisal.
Salary & TaxNSC Calculator
Calculate the maturity amount on a National Savings Certificate at 7.7% for 5 years.
Savings & DepositsPost Office MIS Calculator
Calculate monthly income from Post Office Monthly Income Scheme at 7.4%.
Savings & DepositsSenior Citizens Savings Scheme Calculator
Calculate quarterly interest payouts on SCSS deposits at 8.2% for senior citizens.
Savings & DepositsSWP Calculator
Plan monthly withdrawals from your mutual fund corpus with SWP.
InvestmentsEmergency Fund Calculator
Calculate the right emergency fund size based on your monthly expenses.
Retirement & InsuranceLife Insurance Needs Calculator
Calculate the right term insurance cover using the Human Life Value method.
Retirement & InsuranceGST Calculator
Calculate GST amount, CGST, SGST, and IGST forward and reverse on any amount.
Salary & TaxAdvance Tax Calculator
Calculate quarterly advance tax installments and avoid Section 234B/234C interest.
Salary & TaxTDS Calculator
Find the correct TDS rate and amount for salary, rent, professional fees, and more.
Salary & TaxEducation Cost Calculator
Find the inflation-adjusted future cost of your child's education and the SIP needed to fund it.
Retirement & InsuranceGold Calculator
Convert gold weight to value in INR for 24K, 22K, 18K, and 14K purity.
InvestmentsXIRR Calculator
Calculate the actual annualised return (XIRR) on your SIP or irregular investments.
InvestmentsNet Worth Calculator
Track your total net worth — assets minus liabilities — across all accounts and investments.
InvestmentsChild Education Planner
Plan the investments needed today to fund your child's higher education goals.
Retirement & InsuranceTerm Insurance Premium Estimator
Estimate annual term insurance premium by age, cover amount, and health profile.
Retirement & InsuranceDividend Yield Calculator
Calculate dividend yield, annual dividend income, and compare dividend vs growth stocks.
InvestmentsStock Portfolio Tracker
Track your equity portfolio: holdings, current value, gain/loss, and XIRR returns.
Sovereign Gold Bond (SGB) Calculator
Calculate SGB returns including interest and capital appreciation at maturity.
Mutual Fund Returns Comparison
Compare returns across different mutual fund categories and holding periods.
Why use our calculators?
100% private
All calculations happen in your browser. No numbers are sent to any server. Your salary, loan, or investment data never leaves your device.
India-specific
Built for Indian tax slabs (FY 2025-26), EPF/PPF rates, RBI inflation averages, and payment of Gratuity Act rules — not generic global formulas.
Instant results
Sliders update results in real time. No waiting, no form submissions. Explore different scenarios by dragging a slider.
Detailed breakdowns
Year-wise amortization, slab-wise income tax, PPF balance tables, and CTC component breakdowns — so you understand every number.
Compare scenarios
The income tax calculator shows new vs old regime side-by-side. The FD calculator supports 4 compounding frequencies for fair comparison.
Works on all devices
Optimised for mobile, tablet, and desktop. Calculate your EMI in the bank queue or review your SIP plan at your desk.
Frequently asked questions
Are these calculators free forever?
Yes. All 43 financial calculators are free to use with no limits. There's no sign-up, no trial period, and no hidden fees.
How accurate are the results?
The calculators use standard financial formulas and current government-notified rates (EPF 8.25%, PPF 7.1%, income tax slabs for FY 2025-26). Results are estimates — actual figures may vary slightly based on your bank's specific policies, rounding conventions, or mid-year rate changes.
Which income tax regime should I choose in FY 2025-26?
It depends on your deductions. If your 80C + HRA + other deductions exceed approximately ₹3.75 lakh, the old regime may save more tax. Use our Income Tax Calculator to compare both regimes side-by-side with your actual numbers.
Does the EMI calculator support all loan types?
Yes. The formula is the same for home loans, car loans, and personal loans. Simply enter the principal, interest rate, and tenure. Home loan rates typically range from 8–10%, car loans 9–12%, and personal loans 11–20%.
Is my financial data stored anywhere?
No. All calculations run entirely in your browser using JavaScript. No data is transmitted to our servers or stored anywhere.