Finance hub

Free Financial Calculators for India

Plan your EMI, investments, taxes, and savings with 43 India-specific calculators. All calculations run instantly in your browser — no sign-up, no data shared.

EMI Calculator

Calculate monthly EMI, total interest, and total payment for any loan — home, car, or personal.

Loan & EMI

SIP Calculator

Calculate returns on your monthly SIP investment with compounding over your chosen tenure.

Investments

FD Calculator

Calculate maturity amount and interest earned on a Fixed Deposit with quarterly compounding.

Savings & Deposits

PPF Calculator

Calculate PPF maturity amount with year-wise interest at the current 7.1% rate.

Savings & Deposits

EPF Calculator

Calculate your Employee Provident Fund corpus based on salary, contributions, and tenure.

Savings & Deposits

Gratuity Calculator

Calculate gratuity payout based on your last drawn salary and years of service.

Salary & Tax

Income Tax Calculator

Compare income tax under the new and old regime for FY 2025-26 (AY 2026-27).

Salary & Tax

Compound Interest Calculator

Calculate compound interest with monthly, quarterly, half-yearly, or annual compounding.

Savings & Deposits

Simple Interest Calculator

Quickly calculate simple interest and total amount for any principal, rate, and time.

Savings & Deposits

CTC to In-Hand Salary Calculator

Break down CTC into gross salary, PF, professional tax, and monthly in-hand take-home.

Salary & Tax

NPS Calculator

Calculate NPS corpus, lump sum, and estimated monthly pension at retirement.

Retirement & Insurance

Lump Sum Calculator

Calculate the future value of a one-time lump sum investment at an expected annual return.

Investments

RD Calculator

Calculate Recurring Deposit maturity amount with quarterly compounding.

Savings & Deposits

HRA Exemption Calculator

Calculate the HRA exemption claimable under Section 10(13A) of the Income Tax Act.

Salary & Tax

Inflation Calculator

Find the future cost of goods or the real purchasing power of your money over time.

Investments

Retirement Calculator

Find the corpus you need at retirement and the SIP required to get there.

Retirement & Insurance

Capital Gains Tax Calculator

Calculate LTCG and STCG tax on equity, mutual funds, gold, and property.

Investments

Step-Up SIP Calculator

Calculate returns on a SIP that increases by a fixed percentage each year.

Investments

Sukanya Samriddhi Yojana Calculator

Calculate the maturity amount for a Sukanya Samriddhi Yojana account at 8.2%.

Savings & Deposits

Home Loan Eligibility Calculator

Find the maximum home loan amount you can get based on your salary and existing EMIs.

Loan & EMI

Loan Prepayment Calculator

See how much interest you save and how many months you cut by prepaying your loan.

Loan & EMI

Credit Card Payoff Calculator

Find out how many months to pay off your credit card and total interest at 36–48% APR.

Loan & EMI

Car / Bike Loan Calculator

Calculate EMI on a vehicle loan from on-road price and down payment.

Loan & EMI

Salary Hike Calculator

Calculate your new in-hand salary and actual take-home increase after an appraisal.

Salary & Tax

NSC Calculator

Calculate the maturity amount on a National Savings Certificate at 7.7% for 5 years.

Savings & Deposits

Post Office MIS Calculator

Calculate monthly income from Post Office Monthly Income Scheme at 7.4%.

Savings & Deposits

Senior Citizens Savings Scheme Calculator

Calculate quarterly interest payouts on SCSS deposits at 8.2% for senior citizens.

Savings & Deposits

SWP Calculator

Plan monthly withdrawals from your mutual fund corpus with SWP.

Investments

Emergency Fund Calculator

Calculate the right emergency fund size based on your monthly expenses.

Retirement & Insurance

Life Insurance Needs Calculator

Calculate the right term insurance cover using the Human Life Value method.

Retirement & Insurance

GST Calculator

Calculate GST amount, CGST, SGST, and IGST forward and reverse on any amount.

Salary & Tax

Advance Tax Calculator

Calculate quarterly advance tax installments and avoid Section 234B/234C interest.

Salary & Tax

TDS Calculator

Find the correct TDS rate and amount for salary, rent, professional fees, and more.

Salary & Tax

Education Cost Calculator

Find the inflation-adjusted future cost of your child's education and the SIP needed to fund it.

Retirement & Insurance

Gold Calculator

Convert gold weight to value in INR for 24K, 22K, 18K, and 14K purity.

Investments

XIRR Calculator

Calculate the actual annualised return (XIRR) on your SIP or irregular investments.

Investments

Net Worth Calculator

Track your total net worth — assets minus liabilities — across all accounts and investments.

Investments

Child Education Planner

Plan the investments needed today to fund your child's higher education goals.

Retirement & Insurance

Term Insurance Premium Estimator

Estimate annual term insurance premium by age, cover amount, and health profile.

Retirement & Insurance

Dividend Yield Calculator

Calculate dividend yield, annual dividend income, and compare dividend vs growth stocks.

Investments

Stock Portfolio Tracker

Track your equity portfolio: holdings, current value, gain/loss, and XIRR returns.

Sovereign Gold Bond (SGB) Calculator

Calculate SGB returns including interest and capital appreciation at maturity.

Mutual Fund Returns Comparison

Compare returns across different mutual fund categories and holding periods.

Why use our calculators?

100% private

All calculations happen in your browser. No numbers are sent to any server. Your salary, loan, or investment data never leaves your device.

India-specific

Built for Indian tax slabs (FY 2025-26), EPF/PPF rates, RBI inflation averages, and payment of Gratuity Act rules — not generic global formulas.

Instant results

Sliders update results in real time. No waiting, no form submissions. Explore different scenarios by dragging a slider.

Detailed breakdowns

Year-wise amortization, slab-wise income tax, PPF balance tables, and CTC component breakdowns — so you understand every number.

Compare scenarios

The income tax calculator shows new vs old regime side-by-side. The FD calculator supports 4 compounding frequencies for fair comparison.

Works on all devices

Optimised for mobile, tablet, and desktop. Calculate your EMI in the bank queue or review your SIP plan at your desk.

Frequently asked questions

Are these calculators free forever?

Yes. All 43 financial calculators are free to use with no limits. There's no sign-up, no trial period, and no hidden fees.

How accurate are the results?

The calculators use standard financial formulas and current government-notified rates (EPF 8.25%, PPF 7.1%, income tax slabs for FY 2025-26). Results are estimates — actual figures may vary slightly based on your bank's specific policies, rounding conventions, or mid-year rate changes.

Which income tax regime should I choose in FY 2025-26?

It depends on your deductions. If your 80C + HRA + other deductions exceed approximately ₹3.75 lakh, the old regime may save more tax. Use our Income Tax Calculator to compare both regimes side-by-side with your actual numbers.

Does the EMI calculator support all loan types?

Yes. The formula is the same for home loans, car loans, and personal loans. Simply enter the principal, interest rate, and tenure. Home loan rates typically range from 8–10%, car loans 9–12%, and personal loans 11–20%.

Is my financial data stored anywhere?

No. All calculations run entirely in your browser using JavaScript. No data is transmitted to our servers or stored anywhere.